Best Baccarat Online Casinos Canada’s Top Sites List

Baccarat was originally open to Canadians at provincially-controlled brick-and-mortar and First Nations casinos. Yet, its popularity quickly spread to baccarat Canada offshore websites accepting players nationwide. Canadian adoption of this 19th-century French nobility classic is no surprise. For instance, baccarat variations can have a very low house edge of as little as 1.06%. Additionally, this card classic is easy to learn and involves minimal strategy. While suitable for budget-conscious Canadians, it’s often a favourite of high rollers.
Written by
Steve Madson
Apr 23, 2024
Checked by
Nina Winston

Best Online Baccarat Sites for Canadians 2024

Safe and licenced
Safe and licenced
Top rated
Top rated
Faster payments
Faster payments
High payments
High payments
5 /5
Read review
100% up to C$200 + 40FS
on Mega Money Wheel
T&C apply

Casino Classic’s welcome bonus offers new players three free spins upon registration and an additional 40 spins with a first deposit of $1 or more, all for use on Mega Money Wheel, valued at $0.10 per spin. Winnings are credited as bonus funds. Only the first five deposits count individually towards the bonus. If a player wins the top jackpot, it’s credited as bonus funds but can be converted to cash by contacting support, though wagering requirements apply. To withdraw any winnings, players must meet the casino’s wagering terms. The offer must be claimed within seven days of registration.

  • VIP 15% cashback
  • Min Deposit $1
  • Progressive Jackpots
Read review
  • Weekend reload bonus
  • Deposit-free chance
  • Good responsible gambling tools
Kahnawake, Ontario
Total Games
  • Interac
  • Visa
  • Mastercard
  • Google pay
  • Neosurf
  • Payz
  • Skrill
  • Paysafe
  • Neteller
  • Muchbetter
  • iDebit
  • Flexepin
  • PayPal
  • Trustly
5 /5
Read review
100% Match Bonus Up to $200
40 chances for only $1
T&C apply
  • To get the first/second/third deposit bonuses, you must deposit a minimum of 10 CAD.
  • The maximum bonus amount for each of these deposits is 200 CAD.
  • Once activated, free spins are valid for 3 days; the duration of the free spins and the time to use their results is 7 days.
  • To wager the bonus / free spin result, you need to make bets for an amount 30 times the bonus / free spin result amount.
  • The maximum payout resulting from first/second/third deposit bonuses is 1,000 CAD.
  • 3-Level Welcome Bonus
  • $1 Minimum Deposit
  • Comprehensive Loyalty Program
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  • Weekend Reload Bonus
  • Progressive Jackpot Slots
  • Exclusive progressive game Mega Money Wheel
Total Games
  • Visa
  • Mastercard
  • Skrill
  • Neteller
  • Interac
  • Google pay
  • Neosurf
  • AstroPay
  • eVoucher
  • PayPal
5 /5
Read review
Up to C$1000
T&C apply

This bonus spans the first five deposits: a 100% match up to $150 on the first, 50% up to $200 on the second, 25% up to $300 on the third, 50% up to $200 on the fourth, and another 100% match up to $150 on the fifth. After depositing, the bonus is automatically added to the account. Check out to be familiar with the casino’s terms before playing.

  • $10 Min Deposit
  • Up to 20% Cashback
  • Popular progressive jackpot slots
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  • Responsible Gaming Tools
  • Approved by eCOGRA
  • Receiver of Multiple Casino Awards
Kahnawake, MGA, UKGC
Total Games
  • Interac
  • Google pay
  • Neosurf
  • Payz
  • Paysafe
  • Muchbetter
  • iDebit
  • InstaDebit
  • Flexepin
  • eCheck
4.9 /5
Read review
150€ + 125 FS
T&C apply
  1. General
    1. These Terms and Conditions (“Terms”) apply to customers (“Player/s”, “You”) who use any of the products, software, websites offered by Yukon Gold Casino (“Casino”, “website” “Service” “Us/We/Our”).
    2. The Player must create an account and deposit in order to use the service.
    3. Terms of Use Agreement
      1. Except for downloading one copy of the Agreement on any single computer for your personal, non-commercial home use, you must not reproduce, prepare derivative works based upon, distribute, perform or display the Agreement without first obtaining the written permission of Yukon Gold Casino.
      2. Agreement must not be used in any unauthorized manner.
    4. These terms are considered correct and fair by Yukon Gold Casino. Should Players require advice regarding these or any other part of our service, please contact The Casino Support Centre.
    5. Yukon Gold Casino reserves the right to revise and/or remove any part of the Terms and Conditions at its sole discretion at any time and without prior notice. Players should visit this page periodically for changes. Your continued use of the Casino or Services after the posting of changes constitutes your binding acceptance of such changes. Yukon Gold Casino may also inform its Players via email of any updates to the Terms and Conditions.
    6. The Casino Terms and Conditions as published (and occasionally updated) are on this website in English. It is the English version of these Terms and Conditions that form the basis of all Terms found in other languages. Translations into other languages are provided as a service in good faith. In the event of ambiguity between English versions and a translation, the English version always retains priority.
    7. If any provision of this Agreement shall be held or made invalid by court or regulatory body, the remainder of this Agreement shall not be affected thereby. In such cases, the invalid provision shall be interpreted as closely as possible in an acceptable manner to its original objective.
    8. Yukon Gold Casino may make changes to any of the products, software, websites and/or system specification requirements, at any time, without notice.
  2. About The Casino
    1. Licensing and Regulatory Bodies – Yukon Gold Casino is a brand managed by Fresh Horizons Limited and is licensed under the terms of Kahnawake Gaming Commission, Canada.
    2. Yukon Gold Casino is authorized to operate
  3. Financial Institution
    1. Yukon Gold Casino is not a financial institution and thus any funds made into Player’s account (active or dormant; please see for more details under ‘Account Dormancy’) are not due any interest payments on any account balances, including deposit(s) or pending withdrawals.
    2. Yukon Gold Casino does not provide advice to Player’s regarding tax and/or legal matters.
    3. Players who wish to obtain advice regarding tax or legal matters are advised to seek professional assistance.
    4. Player is strictly prohibited from utilising Yukon Gold Casino and its systems to facilitate arbitrage through Currency Exchange transactions. Where Yukon Gold Casino deems that a Player has deliberately used the aforementioned systems for financial gain through arbitrage, any gains will be forfeited and deducted from the Player’s balance without warning or notification.
  4. Participation and Jurisdiction
    1. The casino does not accept registration nor gaming activity by those under the age of 19.
    2. We reserve the right to perform checks (electronic or otherwise) and/or request valid documentation at any time, to verify the identity of our players and/or to satisfy regulatory requirements.
    3. The Player accepts sole responsibility of their gaming activity at the casino, including the legality of online gambling in their country/jurisdiction of residence or location. The availability of our Services does not intend to enable the player to contravene any applicable laws or regulations with online gaming.
    4. We shall not be liable for any breach of any local, national/federal, state or other laws that may occur as a result of the player’s gaming activity at the casino.
  5. Player’s Casino account
    1. All information supplied upon registering must be accurate and complete in all respects. Yukon Gold Casino reserves the right to confirm the details supplied on registration by requesting personal identification documents by email and other means.
    2. Accounts found to have incorrect or incomplete registration details may be suspended until the verification process has been completed. If we cannot complete the verification process the account may be closed and/or suspended and any balances (including winnings) confiscated/refunded or deposits voided at the casino’s discretion. Please see for further details under ‘Verification Procedure’.
    3. Players must keep their registration details up to date. Support Centre should be notified for any changes in address, email, phone number or other contact/personal information.
    4. Players may only open and operate a single account. Where a Player is identified with more than one account we reserve the right to suspend these accounts and winnings associated with multiple accounts may be confiscated. The Player must also not have used sign up bonuses multiple times.
    5. Yukon Gold Casino allows all Players to select a password which must be kept confidential. Any actions carried out through Player’s account will be deemed valid if username and password (including biometrics) have been entered correctly. If you activate biometric log in, you must register only your biometrics on your device, and not the biometrics of any other person. We are not responsible for verifying that the biometrics are yours. Your biometrics will be stored on your device only.
    6. The Player is solely and entirely responsible for maintaining the confidentiality of their account login details comprising of password and username. The Player is responsible for all activities that occur under the casino account. Yukon Gold Casino will not be liable to the Player or a third party for any loss arising from failure to store the account login details in a secure manner.
    7. Yukon Gold Casino reserves the right to close or suspend a Player’s account without refund if it becomes evident that the Player has disclosed their account login details to a third party.
    8. Yukon Gold Casino will not abuse its relationship with the player by any unauthorised activity on the player’s operating system or casino account.
    9. The player may receive an email to the registered email address for account activation and ongoing communication from the Casino.
    10. If the Player has previously unsubscribed at Yukon Gold Casino, please contact The Casino Support Centre.
    11. Account Dormancy
      1. A Player’s Casino account is considered to be dormant if the Player has not made a wager/bet or has not deposited/withdrawn funds within a period at the casino’s discretion.
      2. In the interest of protection of Player’s funds, Yukon Gold Casino will remove any Player’s balances (within a maximum of up to 60 days) which may be comprised of bonus and cash money. Bonus funds will be forfeited. Player’s cash balance can be returned to the Player’s Casino account upon request within a reasonable timeframe, providing the Player successfully passes verification/security questions.
    12. The transfer of funds between individual Player accounts is strictly prohibited.
    13. Account Suspension / Closure
      1. Yukon Gold Casino reserves the right to close or suspend a Player’s account at its sole discretion by giving an appropriate notice with reasons, including, but not limited to, any unauthorised use of the Player’s account. No refund of account balances will be granted.
      2. Any unauthorised use of the gambling account may result in the termination of the gambling account. Yukon Gold Casino reserves the right to terminate any of your Casino Rewards accounts.
      3. If the Player identifies any unauthorised use or theft of the account login details, or any other security breach have occurred, Yukon Gold Casino must be immediately informed of this occurrence.
    14. To close a Casino account please contact The Casino Support Centre
  6. Verification Procedure
    1. Yukon Gold Casino reserves the right to ask Players for verification documents following deposits and/or prior to executing a withdrawal. Should it be deemed necessary the casino may also require these documents to be certified by a registered Notary or a registered professional. This includes, but is not limited to:
      1. Proof of ownership of the financial accounts being used to deposit and/or withdraw from the casino. This would include but not be limited to a copy of the physical card, statement relating to a specific bank account, or relevant screenshots of other online wallets and methods.
      2. a copy of valid ID; such as a Passport, Driver’s License or government-issued identity card
      3. documents confirming residence, such as a bank statement or utility bill, no older than 3 months
    2. All documents must be clear and legible to ensure satisfactory completion of Player’s verification. If the documents provided are incomplete, obstructed or evidence of tampering and any other reason deemed unacceptable, the Player must provide additional information until Yukon Gold Casino is able to successfully verify the Player’s identification.
    3. If Yukon Gold Casino has reasonable grounds to suspect that the Player has provided false documentation, misleading or incorrect information, Yukon Gold Casino will not accept such documents as valid and the failure of Player’s verification may result in termination of the casino account and/or failing the withdrawal request.
    4. Player’s withdrawal may not be processed until satisfactory identity verification has been completed.
  7. Use of Bots and Illegal Software
    1. The use and abuse of malicious software and bugs in any of the gaming software provided on the Casino platform is illegal.
    2. The use of software/hardware to influence or modify the outcome of any of the games or financial gain is strictly forbidden and any monies acquired in this manner will be confiscated immediately.
    3. Using a Virtual Machine is also regarded as a deliberate attempt to manipulate the game play and/or deceive the casino. Any financial gains made under these conditions will be confiscated.
  8. Interruptions to Casino Activity
    1. Yukon Gold Casino shall accept no liability for any damages or losses which are deemed or alleged to have arisen out of or in connection with the Yukon Gold Casino’s casino software or its content; including without limitation, delays or interruptions in operation or transmission, loss or corruption of data, communication or lines failure, payments processing, any person’s misuse of the site or its content or any errors or omissions in content. Yukon Gold Casino reserves the right to close or suspend a Player’s account, by giving an appropriate notice with reasons.
    2. In the event of systems or communications errors relating to the generation of random numbers, bet settlement or other element of the Service we will not be liable to the Player as a result of any such errors and we reserve the right to void all bets on the games in question.
    3. In the event of a Casino system malfunction all wagers placed during such period will be null and void, as well as payouts obtained from a malfunctioning game or service. This includes but not limited to operating systems, web browsers, software and hardware failures.
    4. We reserve the right to refuse or limit any wager(s) at our sole discretion for any reason. In circumstances where a stake is deemed to be or is declared void at our discretion, any sum deducted from your Casino account with respect to that stake or wager shall be credited to your Casino account. Wagers shall only be valid if accepted by our server. Until acceptance, no communications from the Player shall be binding on us and all information displayed on this site constitutes an invitation to play only. Malfunction (whether on a website, software or device) voids all pays and plays. Should we determine to waive a rule in the interest of fair play to you, it shall only be for that instant and shall not set a precedent for the future.
    5. Yukon Gold Casino reserves the right to void any winnings that were obtained as a result of hardware/software error or malfunction. Players found abusing such errors/malfunctions are subject to having their Casino account closed and any deposits and/or winnings forfeited. In the event of a website system malfunction all bets are void.
  9. Responsible Gambling
    1. Gambling is a form of leisure and entertainment but may become addictive. We promote responsible gambling by offering:
      1. Cooling-off periods from 24 hours to 6 weeks.
      2. Self-exclusion period of 6 months.
      3. The setting of deposit limits.
      4. Referrals to problem gambling organisations.

      Please see our Responsible Gambling Policy for full details.

  10. Support, Disputes and Complaints
    1. The Casino Support Centre is available for any questions or lodging of disputes or complaints.
    2. Should there be any claim or dispute arising from past or current transactions please contact us. If we are unable to settle the dispute we will refer the dispute to eCogra as our Alternative Dispute resolution (ADR) entity, whose decision will be final subject to full representation given to all parties involved.
    3. Player’s complaints/claims of any nature must be submitted within 6 months of the issue occurring.
  11. Sign Up Offer – Terms and Conditions
    1. To be eligible for this offer, you must register an account as a new Player.
    2. All bonus monies will be credited as bonus funds (i.e. not cash) to the Player’s Casino account or to Casino Rewards account.
    3. Each individual deposit made with Yukon Gold Casino is considered a single deposit for the purpose of this promotion. The total of successive deposits cannot fulfil the sign up bonus requirements – each deposit is only considered individually Therefore the first two (2) individual deposits ONLY will determine the bonus amounts allocated for the purpose of this promotion.
    4. 150 chances to win massive jackpots will be awarded on first deposit as free spins on the game, Mega Money Wheel, valued at $0.10 per spin. The minimum first deposit is $10.
    5. Winnings from the Mega Money Wheel free spins will be credited as bonus funds to the Player’s Casino account.
    6. If the Mega Money Wheel jackpot top prize is credited as bonus funds, the player can have the win converted to the Player’s cash balance by contacting The Casino Support Centre. This can only be done for the top prize win. Any funds wagered prior to contacting The Casino Support Centre for conversion will be subject to the Casino’s wagering requirements and any losses accrued cannot be recouped. To withdraw the winnings after conversion the Player must adhere to the terms as stated in the Bonus and Cash Account Terms and Conditions below.
    7. In the interest of avoiding any confusion related to this promotion and the winnings transferred to the Casino account, the Player agrees to commit to the wagering requirements for all bonuses/winning obtained in accordance with the terms as stated in General Promotion Terms and Conditions and in Bonus and Cash Account Terms and Conditions below.
    8. This promotion must be claimed by making a first deposit within 7 days, after which Yukon Gold Casino reserves the right to modify the promotion.
  12. Bonus and Cash Account – Terms and Conditions
    1. A Player’s total account balance consists of a cash account balance and a bonus account balance.
    2. A Player’s bonus account cannot be cashed in, but can be used to place wagers.
    3. The cash component of the balance may be withdrawn at any time for your first and second deposit, however this will result in any remaining bonus funds in the bonus balance being forfeited. This includes any bonuses yet to be credited or redeemed that are associated with any withdrawn deposits.
    4. The first deposit bonus and second deposit bonus are subject to 200 times play-through before your bonus balance is converted to cash. Once bonus funds have been converted to cash, these funds may be withdrawn.
    5. Subsequent bonus amounts credited to a player’s bonus balance (from the third deposit) will be subject to 30 times play-through before they may be cashed in.
    6. Play-through is achieved when any wager is made. Wagers made from both cash and bonus accounts count towards play-through.
    7. The wagering requirements (for withdrawal purposes) will start being counted from the time all bonus monies are added to the Casino account.
    8. For any wagers made before the third deposit, wager is deducted from the Player’s cash and bonus balances in the ratio equivalent to the total cash balance and bonus balance. Winnings will be re-distributed back to the cash and bonus balances using the same ratio. If a Player makes a withdrawal, their bonus balance is reset to zero. This means that if a Player chooses to take back the money they deposited, they will lose any bonus they may still have remaining in their bonus balance. For any wagers made after the third deposit, the wager is deducted from the Player’s cash account. If there is no cash available, then the wager is deducted from the bonus account. This effectively means that funds in the Player’s bonus account are only played if there is no cash balance.
    9. Winnings on wagers made before the third deposit are credited to their cash and bonus balances in the same proportion as the wager was taken from the respective cash and bonus balances. After the third deposit, winnings on wagers made from a from a Player’s cash account are credited directly to their cash account. Winnings on wagers made from a Player’s bonus account are credited to their bonus account.
    10. After the third deposit, where crediting a Player’s bonus account with winnings that would result in the bonus account exceeding the size of the all bonus amounts, any excess winnings are credited to the Player’s cash account. Note: This is less any automatic transfers from bonus account to cash account that had occurred.
    11. Wagering requirements will be carried over from a bonus should a subsequent bonus be redeemed prior to making a deposit.
    12. Different games played may contribute a different percentage of the play-through (up to 100%) towards the required play-through. For example:
      1. If a Player receives a $100 bonus, they will have to wager approximately $20,000 based on a game with 100% wagering contribution (e.g. Slots and Parlor Games) before attempting a withdrawal.
      2. Similarly, they will have to wager $40,000 based on a game with a 50% wagering contribution (e.g. Table Poker, Casino War, Sic Bo) and so on.
    13. The contributing percentages are as follows:
      1. Slots and Parlor Games count 100% towards wagering requirements
      2. Table Poker, Casino War and Sic Bo count 50% towards wagering requirements
      3. All Blackjacks except Classic Blackjack, Craps and Baccarat count 10% towards wagering requirements
      4. All Video Pokers except All Aces Video Poker, Caribbean Draw Poker, Texas Hold’em Bonus Poker Gold, Triple Action Hold’em Bonus Poker Gold, Classic Blackjack and all Roulettes count 2% towards wagering requirements
      5. All Aces Video Poker does not count towards wagering and no loyalty points will be earned when playing.
    14. Doubling up on any game at Yukon Gold Casino will not count towards your wagering requirements.
    15. Live Casino games:
      1. Live Baccarat, Top-Card and all Live Blackjack games count 10% towards the wagering requirements
      2. Deal or No Deal Live and Lightning Dice count 100% towards the wagering requirements
      3. Super Sic Bo, Live Auto Roulette, Live French and American roulette, Live Caribbean Stud Poker, Live Casino Hold’em, Live Three Card Poker, Live Dream Catcher wheel, 2 Hand Casino Holdem and Side Bet City count 2% towards wagering requirements
  13. General Promotion Terms and Conditions
    1. All promotions can only be claimed once per device, person, household, family, physical address, email address, financial account, IP address or shared network environment such as a library, workplace, university or school. Any winnings associated with a bonus being claimed more than once will be confiscated and the casino account closed.
    2. Unless specifically stated otherwise, no two promotions can be used in combination and promotions only apply to deposits and wagers on the Yukon Gold Casino.
    3. Every effort will be made to credit the Player’s account with any promotional bonuses within one business day or sooner. Promotions that are earned over a time period such as weekend or monthly bonuses will be awarded within one business day following the end of that time period i.e. on the Monday after the weekend or on the first business day of the following month.
    4. If the credit/debit card, eWallet or financial account used to make the deposit to receive the sign up bonuses is not in the name of the individual registered on the Yukon Gold Casino account, the casino reserves the right to void any winnings. Attempts to withdraw any associated winnings from the sign up bonuses using credit/debit card, eWallet or financial account in a different name to the casino account holder may also lead to winnings being void.
    5. All casino promotions are reviewed regularly and we reserve the right to change the offer and or terms at any time.
    6. Yukon Gold Casino reserves the right to correct any error in bonus points, casino credits, and/or prizes awarded. Winnings will not be affected but the players casino account balance will be adjusted to reflect the correct amount when any error is detected.
    7. Promotional bonuses/prizes that remain unused in a Player’s casino account for longer than 60 days from the date of registration, will be forfeited. Promotional bonuses/prizes will be deemed “used” once the minimum wager requirements have been met. The sign up bonus is determined by the date a casino account is opened. If a Player opens a casino account but leaves it dormant for a period of time, the Player will still be awarded the sign up bonus that was active when they joined Yukon Gold Casino.
    8. If, while playing at Yukon Gold Casino, the Player wins a sum regarded by the Casino Management as worthy of publicity, the Player agrees to be available for any event of such nature arranged by Yukon Gold Casino. At all times, Yukon Gold Casino will do its utmost to protect Player’s privacy.
    9. While Yukon Gold Casino protects all personal data entrusted to us, we reserve the right to use Players’ first names and/or initials in any Casino announcement pertaining to promotion results.
    10. Only promotions specifically advertised on this Casino’s website will be honoured by the Yukon Gold Casino. Any promotional offer issued by any other party, including but not limited to affiliated persons or organizations, may not be recognized by this Casino and are thus deemed invalid.
    11. Any promotional materials distributed by Casino Rewards is for the intended recipient only and cannot be transferred. Players must have received a written invitation addressed to them from Casino Rewards in order to take advantage of any part of this promotion.
    12. Any promotion or giveaway run by Yukon Gold Casino for any kind of merchandise or cash is not inclusive of any taxes, registrations, licensing, insurance, postage or delivery unless otherwise stipulated within the promotion terms and conditions.
    13. Any cash prizes awarded by Yukon Gold Casino will be paid directly into the recipient’s Casino Rewards account or casino account.
    14. Yukon Gold Casino may in our sole discretion limit the eligibility of Players to participate in any promotion.
    15. Yukon Gold Casino reserves the right to remove the sign up offer and/or any further promotions from these and/or linked accounts for any reason whatsoever with the appropriate notice, including, but not restricted to violation of promotional terms. An activity is considered to be a violation of promotional terms when it is designed to take advantage of our offers.
      Violation of terms includes but is not limited to:

      1. If the Player misuses the casino account for the exploitation of promotional offers, without ever demonstrating any degree of risk with personal funds or serious intention to play, the redemption of all such promotional offers, including but not limited to sign-up bonuses, will be suspended until such times as the Player demonstrates a playing history whereby a risk of personal funds is periodically demonstrated at the Casino.
      2. Multiple account strategy / proxy account strategy
    16. Yukon Gold Casino reserves the right to withhold any withdrawals and/or confiscate all winnings for irregular play. ‘Irregular play’ includes but is not limited to any one or more of the following types of play:
      1. Placing single bets equal to or in excess of 25% or more of the value of the bonus credited to the account prior to the play-through requirement for that bonus having been met; a single bet in Roulette counts as the total of all chips placed on the table when the wheel is spun.
      2. Using the double-up feature to increase bet values;
      3. Even money bets on Sic Bo, Craps and Roulette
      4. Starting a game’s feature after the bonus balance used to build up the credits towards the feature has reached 0.
      5. Withdrawing deposited funds, either in whole or in part, prior to the redemption of associated bonus funds.
      6. Using the autoplay feature for the purpose of meeting bonus account wagering requirements.
      7. Playing for deliberate minimum risk, equal, zero margin or hedge betting in order to conceal the appropriate spirit for the purposes of meeting bonus wagering requirements.
    17. Employees, officers and directors of Yukon Gold Casino, its promotional or other agencies, licensees and licensors, service providers and any other associated or affiliated companies shall not be eligible for entry. The same terms shall apply to the direct families of such persons.
  14. Payment and Winnings
    1. General Terms and Conditions
      1. It is the Player’s responsibility to be aware of these terms upon which payments are accepted and winnings are paid. It is also the Player’s responsibility to ensure they are aware of any changes to these terms. Yukon Gold Casino may also inform its Players via email of any updates to the Terms and Conditions.
      2. Player shall not deposit funds into the Yukon Gold Casino which are ill-gotten, dishonestly obtained, proceeds of or intended to be used for money laundering or terrorist financing, or that would otherwise be generally considered illegal.
      3. Yukon Gold Casino reserves the right to confiscate any withdrawal or casino account balance suspected of being linked to any kind of fraudulent activity included but not limited to identity theft or payment fraud.
      4. Any criminal or suspicious activity at the Yukon Gold Casino may be reported to relevant authorities and where such activity is suspected or confirmed may result in a Player’s casino account being suspended indefinitely and any winnings voided and balances confiscated.
      5. If Players transfer funds between each other’s financial accounts or if multiple Players have their financial accounts funded by a common source it will be considered fraudulent and it may be investigated. Yukon Gold Casino reserves the right to void any winnings associated with these types of practices and to suspend the associated casino accounts indefinitely and confiscate any casino account balances.
      6. If a financial account used to deposit and or withdraw funds is not in the name of the Player registered on the Casino, Yukon Gold Casino reserves the right to suspend the casino account and or financial account indefinitely.
      7. The Player accepts that it is their responsibility to ensure they have sufficient funds in the financial account(s) used to deposit at Yukon Gold Casino. This includes sufficient funds at the time the deposit is made and at the time their financial account is debited. In the event of insufficient funds at either of these times, Yukon Gold Casino reserves the right to reject deposits and to void any winnings and confiscate any casino account balances. Yukon Gold Casino may in its sole discretion request from the Player, and the Player agrees to provide, such evidence satisfactory to Yukon Gold Casino to prove that sufficient funds were available at the time of their deposit or at the time their financial account was debited.
      8. Players whose deposits are repudiated, recalled, charged back, disputed, revoked or otherwise generally not paid will have their winnings voided, their balances confiscated and all their casino accounts on the Casino Rewards network locked. In the unlikely event Yukon Gold Casino decides not to exercise any or all of its rights under this term it will not constitute a waiver of its right to exercise this or any other term in future.
      9. It is the Player’s responsibility to retain copies of transaction records and of past and present website policies and rules.
      10. Yukon Gold Casino reserves the right to perform Player’s identity, source-of-funds, financial account, and other background due diligence checks and may require documentation and information from the Player to do this. Failure by the Player to comply with any such requests or part thereof grants Yukon Gold Casino the right to void any winnings on the Player’s account, restrict further deposits and withdrawals, confiscate any casino account balances, and to lock the Player’s casino account indefinitely. As for the security documents, please see for more details under ‘Verification Procedure’.
      11. Yukon Gold Casino does not charge the Player for making deposits into their casino account but payment service providers, financial intermediaries involved with processing Player’s transactions and/or their financial institution. This may result in incurring transaction fees over and above the amount deposited into Player’s casino account. Such fees are not typical for the majority of Players but in the unfortunate event of their incurring such fees Players agree that the casino will not be liable for these fees.
      12. Where you have requested to store your CVC code – the 3 digit number on the back of your credit/debit card – for a specific card and on the device through which you are accessing the casino, you have also consented to our retrieving and using that CVC code for future purchases that you make at the casino and you accept full responsibility for this.
    2. Payment of Winnings and Withdrawals
      1. Winnings are credited to the Player’s cleared casino account balance in the currency of their casino account. Should the Player wish to withdraw some or all of their balance they must enter the amount they want to withdraw from within the casino and choose a withdrawal method.
      2. The Player accepts that there may be minimum and maximum individual transaction, daily, weekly, and monthly withdrawal limits and that these vary by county and withdrawal method.
      3. Withdrawals that are required to be processed via a different currency to Player’s casino account currency will be subject to a currency conversion. This currency conversion will be based on the average daily interbank market rate plus a currency conversion fee of 2.5%.
      4. Withdrawal method DBT (Direct Bank Transfers) incurs withdrawal fees. These fees are:
        • Under 3000 units: $50.00 USD, 35.00€, £30.00
        • Over 3000 units: $100 USD, 70.00€, £60.00
      5. Yukon Gold Casino reserves the right to and in many cases will be obligated to pay withdrawals back to financial accounts previously used by the Player to deposit with at the Casino.
      6. Yukon Gold Casino reserves the right to deduct monies owed to the Casino as a result of chargebacks, disputes or any outstanding dues from Player winnings/withdrawals. The Player may be notified of such action taken beforehand where possible.
      7. Updating or adding additional payment details may only be made within the Casino or by contacting customer service.
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How To Play Baccarat Online (Punto Banco)

Punto Banco Game Review
Punto Banco Baccarat Instruction

Mastering the mechanics of playing baccarat online requires little effort or memorisation. Unlike online craps in Canada, it’s a much simpler game. We’ll tell you how next.

  1. Step 1 Choose a Baccarat Online Casino

    Hundreds of mobile online casinos accept Canadian residents. Still, not all are good enough to make it on our recommended list. These are fair, safe, and secure. They also support player-friendly banking and offer bonuses/promotions. Their baccarat games originate from different providers, presenting a rich selection.

  2. Step 2 Register a New Player Account

    Register an online baccarat Canada player account, which typically takes under 10 minutes. Ensure that you input your details accurately to avoid problems later. Verify your email if asked by clicking on the link provided.

  3. Step 3 Make a First Deposit and Claim the Welcome Bonus

    A new player can claim an optional welcome offer on the first deposit (sometimes more). Decide your preferred payment provider, currency and deposit size.

  4. Step 4 Choose an Online Baccarat Casino Game

    Visit the RNG or live casino section to choose your first baccarat casino game. You may need to top-up your account balance first before playing. It’s advisable to read the instructions first. We recommend trying the game in demo mode before playing for real money.

Punto Banco (European)

The dealer distributes two face-up cards to the player (Punto) and the banker (Banco) hands. A bettor decides whether the Punto or Banco will win or whether they will tie.

It’s important to understand that the player and banker are just names. They represent hands – not individuals.

Chemin de fer

Chemin de fer is a card game with six decks of cards shuffled together. Unlike Punto Banco, chemin de fer involves an element of skill.

Chemin de fer is a card game with six decks of cards shuffled together. Unlike Punto Banco, chemin de fer involves an element of skill.

Chemin de fer Baccarat

Traditionalists sit around an oval table and discard cards in the centre. This variant is a player-banked card game. One participant becomes the banker and dealer, while the rest are “punters. ” Each player takes turns as the banker in a counter-clockwise direction.

Each round, the banker wagers the amount they are willing to risk. Each player then declares whether to “go bank” with a matching wager. Only one player may “go bank.”

Players who did not go bank must wager in order. If the players’ total wagers are less than the bank’s, bystanders may bet up to the bank’s amount.

If the total wagers exceed the bank, the banker can increase their bet to match or remove the excess.

The banker deals four face-down cards. Two cards to themselves, and the remaining players share the other two (common cards). The highest betting player represents the non-banker players. If there’s a tie, the first punter in the playing order represents the non-banker players.

The next step is to compare the hands to determine if either has a value of eight or nine. If this is not the case, the player can accept a face-up third card.

Mathematical probability decides whether to accept or refuse a card. A hand of 0-4 accepts another card but refuses a card with a hand of 6-7. The banker also decides whether to accept or refuse a card. The hands are then turned face-up and compared.

The payout of a winning hand (exceeding the banker’s) is their initial bet plus a matching amount. The position of banker shifts to the next player. Conversely, a winning banker hand leads to losing bets placed with the bank. The banker position and wagers stay the same in the event of a tie.

Baccarat Banque

Baccarat Banque consists of three inter-shuffled decks of cards and a permanent banker. The banker role goes to the player willing to stake the most. Unlike Chemin de fer, the banker is not the dealer. Non-seated players may bet when the players’ combined stakes don’t cover the banker’s.

After the betting closes, the dealer shuffles and cuts the cards with the help of punters. The banker deals two cards to a right-seated punter, a left-seated punter, and himself. Each punter represents the players from their side for as long as they win or tie.

Whether each side wins or loses depends on the respective cards dealt. The rules of this version are identical to Chemin de fer.

A player from each side may “go bank” with a matching wager as long as they want, provided they win. If a player from both sides decides to do this, they must each stake half the bank.

The dealer pays back the punters in their rotation order until the banker runs out of money. The banker doesn’t need to cover any shortfall in bets when the punters’ stake exceeds their own.

Mini Baccarat

Mini Baccarat Table
Table of Mini Baccarat

3-Card Baccarat

3-Card Baccarat is a simpler variant than Punto Banco, found at smaller Macao casinos and online to a lesser extent.

It’s played with three cards instead of the typical two, but the aim remains the same. Like Punto Banco, bettors back the player, banker, or a tie. Three cards are then dealt to the Banker and Players, followed by an evaluation of the totals. There are no extra rules that you’d find in Punto Banco, such as when to take another card.

Baccarat Basics

Next, we’ll run you through terms you’ll likely hear, rules, and numbers.

Baccarat Terminology

Coup: The French word for a playing round in baccarat.

Dealer’s shoe: A contraption that holds several card decks. It reduces the shuffling time and makes dealer cheating harder.

Even Money Bet: A bet type with a 1:1 payout.

Natural Hand: A “natural” is a 2-card player or banker hand of 8 or 9.

House Edge: The advantage a game gives the casino over the player (expressed as a percentage).

Punters: This is the name of all players in Chemin de fer outside of the one chosen to be the banker and dealer.

Rules of Baccarat

Place your preferred betting chip(s) in the corresponding real/virtual table position. These positions correspond to a player win, banker win or tie.

The dealer deals two cards to the player and banker from a shoe containing 6-8 decks of 52 cards.

A comparison of the two hands determines which is closest to nine. A push occurs when both hands are equal. Numbered cards 2-9 have a value equal to their face. Aces count as 1, whereas kings, queens, jacks and tens have a value of zero. Subtract 10 when a hand exceeds 10 to arrive at your hand value.

A bettor should stand on a “natural” hand. The third card rule applies when neither hand has a value of 8-9:

Players Rules: A “player” hand of 0-5 collects a third card and stands on a hand of 6-7.

Banker Rules: A “banker” hand of 0-5 draws a third card if the player stands. The value of a player’s third card and the banker’s hand decides whether the banker collects a third card.

A winning payout corresponds to the following schedule:

  • A player hand win 1:1 (even money)
  • A banker hand win 1:1 (even money) less a 5% commission
  • Tie 8:1

Baccarat Odds, Payout and House Edge

Punto Banco is a game of chance because it’s impossible to take in-game actions to affect the results.

One should avoid the temptation of side bets with higher payouts but wider house edges for the best chance. Likewise, the odds of winning a tie wager (8:1 payout) are much lower (9.52%), giving the house a much larger edge of 14.4%.

The wisest action is to back the even money hand with a 1:1 payout. This strategy is similar to outside bets on roulette online in Canada, including red-black, odd-even or high-low.

Betting Options for Casino Baccarat Games

Next, the following tables present standard bets and common side bet options.

Standard Types of Bets

Bet TypeOddsPayoutHouse Edge
Punto (Player)44.62%1:11.24%
Banco (Banker)45.86%1:0.95 (1:1 less 5% commission)1.06%
Baccarat Standard Types of Bets

Baccarat Side Bets

Bet TypeOddsPayoutHouse Edge
Either Pair14.20%5:113.71%
Player Pair7.47%11:110.36%
Banker Pair7.47%11:110.36%
Perfect Pair3.34%25:113.03%
Baccarat Side Bets

What are the best baccarat strategies?

No existing baccarat strategy can lower or cut the house edge on these table games. Still, that doesn’t stop some Canadians from trying to improve their chances. We’ll take you through some of them next.

  • Card Counting

    One typically associates blackjack games at the best online blackjack in Canada with card counting. Card counting in baccarat games is equally challenging. Two reasons are the 6-8 card decks and frequent shuffling.

  • Martingale

    The Martingale system is a negative cash management progression strategy. It applies to even money bets. Here, a player doubles their bet after a losing round. The idea behind the strategy is that they can win back their losses quickly. However, a prolonged losing streak increases the risk of wiping out a bankroll.

  • Paroli

    The Paroli system (Reverse Martingale) is the opposite of the Martingale strategy. Here, a player doubles their previous bet after a win and returns to their original bet after a loss. The idea behind the strategy is to ride positive momentum. However, a loss can wipe out accumulated winnings.

  • Fibonacci

    A Fibonacci betting strategy consists of a series of numbers, each of which is the sum of the previous two. For example, a simple Fibonacci sequence can be the following: 2, 3, 5, 8, 13, 21, 34. Suppose your initial bet was C$2 (the first number in the sequence). If you were to lose, your next bet would be the number immediately to the right (in this case, C$3). Should you lose again, your next bet would increase to C$5.

    After a win, the next bet would equal the number two positions to the left. Using our same example, if you win on your third wager of C$5, your next bet would return to C$2. Like the Martingale, the risk of wiping out a bankroll increases on a losing streak since you’re betting more considerable sums.

  • Labouchere

    The Labouchere system (Split Martingale) is another even money strategy. A player writes down a series of numbers, the sum of which equals their desired total win. Each bet size consists of the sum of the first and last number in the series. Drop these numbers from the series after a win. Add the amount lost to the end of the number series after a loss.

    Sequence Bet Wager Result Action for the next round
    1, 2, 3, 4, 1, 5 1st 1+5 win Drop the 1 and 5 from the sequence
    2, 3, 4, 1 2nd 2+1 win Drop the 2 and 1 from the sequence
    3, 4 3rd 3+4 loss Add the total loss of 7 to the end of the sequence
    3, 4, 7 4th 3+7 loss Add the total loss of 10 to the end of the sequence
    Information of Baccarat Labouchere Strategy

    This is another example of a negative progression strategy since the bet sizes increase after each loss.

  • Flat Betting

    A flat betting strategy is the opposite of a progressive betting strategy. Bet sizes remain the same regardless of a win or loss. It’s conservative since you never increase your risk by betting more after a loss or win. The drawback to this system is the difficulty of recovering significant losses. The reason is that flat betting doesn’t exploit positive momentum.

  • One-Sided

    A one-sided betting strategy is when a player only bets on one side of a physical/virtual table. Thus, they back the banker or the player but not both or a tie. It’s arguably the most straightforward even money strategy.

Banking at Online Baccarat Casinos

A baccarat casino online, like the ones on our list, accommodates CAD and crypto payment types. Examples include credit/debit cards, e-vouchers, e-wallets, crypto coins and instant banking. These betting sites offer a reasonable selection of international/domestic payment providers. Each has a low minimum deposit requirement and fast withdrawal approval times.

The following table summarises typical payment providers available at online casinos for Canucks.

Banking OptionsMinimum Deposit RequirementMinimum Withdrawal RequirementDeposit Processing TimeWithdrawal Time
InteracC$10C$10Instant1-3 days
payzC$10C$10Instant1-3 days
eVoucher by CashToCodeC$10n/aInstantn/a
eZeeWalletC$10C$10Instant1-3 days
JetonC$10C$10Instant1-3 days
MiFinityC$10C$10Instant1-3 days
MuchBetterC$10C$10Instant1-3 days
iDebitC$10C$10Instant1-3 days
InstadebitC$10C$10Instant1-3 days
NetellerC$10C$10Instant1-3 days
PaysafecardC$10C$10Instant1-3 days
Bitcoin, Tether, Litecoin, Ripple, Ethereum, Bitcoin Cash, DogecoinC$10C$10Instant1-3 days
Banking at Baccarat Casinos

Mobile Baccarat

Canadians are increasingly in motion, leaving them dependent on their mobile devices. Hence, casinos have responded with optimised instant-play real money games. These are compatible with Android/iOS device browsers.

Some online casinos have taken things a step further by releasing mobile apps. This downloadable software may add greater convenience, stability, security and speed. Mobile apps are typically available at the online baccarat casino or from the Google Play or App Store.

Baccarat Mobile Version
Mobile Baccarat

Online Baccarat Canadian FAQs

What is baccarat online?

Online baccarat is a card game found at casinos. The goal is to bet on whether the player or banker will have the higher hand or whether they will tie.

How does one win a baccarat casino game?

To win, a player must correctly back the hand closest to nine. Card numbers 2-9 are worth their face value, whereas 10, J, Q and K are worth zero. While affecting the house edge is impossible, a “banker” bet gives the best chance to win.

Where can I play baccarat casino games in Ontario?

Ontarians can find and play online baccarat at many AGCO-licensed casinos online. These sites display an iGaming Ontario seal. In our article above, you can find 10 of our highly recommended baccarat sites available to Canadians.

Is baccarat a game of skill or luck?

An online baccarat game like Punto Banco is all about luck. It’s impossible to influence a hand’s outcome (house advantage) using a baccarat strategy. However, betting on the banker hand gives the best odds of winning.

What are the odds of winning a baccarat online game?

Punto Banco online baccarat has amongst the lowest house edges of any table game, as low as 1.06% (banker bet). A player bet has a house edge of 1.04%. A tie bet has a house edge of 14.4% (eight-to-one payout) or 4.5% (nine-to-one payout).

Steve Madson